Travel Insurance for Visitors to Canada
Each year, over 35 million people come to Canada to discover all the possibilities that our country has to offer. The many reasons for their visits include:
- Visiting children and grandchildren
- Business trips
- Extending an ongoing stay in Canada to take advantage of a status before it expires
- Stopovers in Canada on the way to another final destination
- Student stays
- Stays as a temporary worker with a work permit
- Stays as a permanent or temporary resident holding a visa
The vast majority of visitors to Canada need full travel insurance coverage for all or part of their stay. If you are one such traveler, you will not be covered by provincial health insurance plans. Standard rates for healthcare services are set by each province-specific public plan. However, people seeking care who are not registered and not eligible for the public plan are charged the non-standard fees set forth by health professionals, which can be very high. Moreover, many clinics and hospitals will charge $500 or $1,000 in cases where a visitor to Canada arrives at the emergency department with no health insurance.
Luckily, it is very easy to take out a complete and very affordable health insurance plan to cover your stay in Canada. Medical services, hospitalizations and prescription drugs will then be paid for based on the level of coverage you selected. This way, you will be protected from the consequences of an accident or unforeseen disease that could occur while you are in Canada.